Financing Water Ionizers or Hydrogen inhaler PayPal 0% installment payment, Klarna flexible installment payment, Slice it or Check24.de?
Option 1, the best one if PayPal allows it: 0% PayPal installment payment in 3/ 6 / 12 / 24 installments
With PayPal's installment payment option, you can conveniently pay for your purchase in several monthly installments – simply and directly during the checkout process. This allows you to use high-quality water filters, ionizers, or accessories immediately and spread the costs flexibly over 3, 6, 12, or 24 months.
An additional bonus if you are already a PayPal customer or want to become a customer: As a PayPal customer you also enjoy Buyer protection from PayPal. If the goods do not arrive, you will receive your money back from PayPal.
Once received, enjoy one four-week, free trial period and our 6-month satisfaction guarantee. The first installment is due no earlier than 37 days after purchase.
Requirements and framework conditions:
- Available for order amounts from €99 and €10.000.
- Transparent display of all costs and interest rates before the purchase is completed.
- Real-time credit check by PayPal.
- Only for customers with a German PayPal account with a linked bank account or debit card.
This is how PayPal installment payments work
- Select payment method: In the shopping cart, go to PayPal and log in to your account.
- Check option: If you are eligible, the "PayPal Installments" option will appear.
- Choose the loan term: Opt for 3, 6, 12 or 24 monthly installments (for very high amounts, often only 12 or 24 months are possible).
- Credit check: PayPal automatically checks your creditworthiness – this only takes a few seconds.
Completion & Management: After successful approval, you agree to the installment payment agreement. In the "Pay Later" section of your PayPal account, you can view all details, remaining balances, and even early repayment options at any time.
Important to know
- The loan agreement is concluded with PayPal (Europe) S.à rl et Cie, SCA.
- The exact rates, terms and interest rates are clearly displayed before the final agreement.
- Not all merchants offer every duration – PayPal automatically shows you which options are available.
- Using credit responsibly is important: Check your personal ability to repay before you decide on an installment plan.
Tip: PayPal installment payments can be a good solution if you want to ease your budget without having to forgo the desired water treatment or wellness technology.
Option 2, if PayPal installment payments are not displayed during the PayPal checkout process. However, this option incurs interest: Klarna flexible installment payments, Slice it
- Provider: Klarna Bank AB (publ), Sweden
- Earmarking: Purchasing products or services in online shops
- Credit limit: Personal credit limit (limit) dependent on creditworthiness.
- Term: Flexible rates from 3 to 24 months
interest rate | Klarna flexible installment payment: Slice it
The Klarna installment purchase interest is usually 11,95 percent as a fixed interest rate. In addition, Klarna charges a fee of 0,45 euros per month. The effective annual interest rate is therefore usually 14,79 percent. These interest rates are variable and can be adjusted at any time. Below is a representative example from Klarna for an installment purchase for a purchase amount of 500 euros.
- Net loan amount: 500 euros
- Runtime: 12 months
- Number of installments: 12
- Tied borrowing interest rate: 11,95%
- APR: 14,79%
- Monthly rate: 44,86 euros
- Total: 538,35 euros
According to Section 6a of the Price Indication Ordinance (PAngV), at least 2/3 of customers receive the representative example from Klarna when they take out the Klarna Flexible Installment Purchase (provided they have creditworthiness). This is a non-binding calculation example. The actual interest rate may vary.
Repayment and special repayment of the Klarna flexible installment payment Slice it
Flexible installments – at least 1/24 of the amount used per month (but at least €6,95). Every month on the 15th you will receive a monthly invoice from Klarna by post or email. The date by which your installment must be transferred to Klarna is stated on the monthly bill in 14 days. In the event of late payment, or if less than the specified minimum amount due is transferred, Klarna will charge additional late fees.
Replacing installment purchase:
Early redemption or full repayment is generally possible at any time. Thereafter, no further interest will be charged and no monthly installment purchase fees will be charged.
Required documents for Klarna flexible installment payment Slice it
When completing the Klarna installment payment for the first time, numerous personal details will be requested. If you finance more than 200 euros, you will also receive a written contract from Klarna, which you must sign and return. Further documents may be required in individual cases.
SCHUFA information:
As part of the credit check for the Klarna installment purchase, a SCHUFA query is carried out. If the SCHUFA entries are negative, the installment purchase may be rejected.
Requirements: The prerequisites for the Klarna installment purchase are to be 18 years old and have a successful credit check.
3rd option: Financing via www.check24.de > You borrow money from www.check24.de and then pay us as normal in advance or direct debit, etc.
We have already helped many customers get a product simply by purchasing in installments. Above all, the interest rates are really very low, starting at 1,99%.
The procedure for applying for a loan via www.check24.de:
- First enter the in the selection windows below desired > loan amount and > Runtime.
- Now select one of the four suggested providers and click
> recalculate
Loan comparison via www.check24.de
The arrangement of the loan or financing or installment purchase takes place entirely without us. You apply for a loan online through the established Munich credit comparison company www.check24.de or www.tarifcheck24.com. This gives you super low interest rates, starting at 2,99%! All of this without a loan broker in between, which costs additional money.
If you have any further questions, the best thing to do is to get free advice directly: Free, direct advice hotline: 0800 – 24 24 123
